2023 Value Plus (HMO) Plan

This is of the few plans in the country to earn 5 Stars, Medicare’s highest quality rating!

Generations Advantage Value Plus (HMO)
offers comprehensive medical and hospital benefits and Part D Prescription Drug coverage.

You can use in-network doctors and health service providers and pay low copayments for medical services. This plan may be a good option if you seek a low-cost plan with prescription drug coverage.

Your Area


  • Please enter your ZIP Code above to see your plan premium.

Plan Benefits

  • Part D Prescription Drug coverage (see if your drugs are covered)
  • Worldwide urgent and emergency care
  • Large network of doctors across Maine (see if your doctor is in-network)
  • Eyewear: $100 for prescription lenses, frames, and contact lenses
  • Over-the-counter (OTC): Up to $60 quarterly ($240 each year in total) for members to purchase select CVS-brand, over-the-counter items
  • Wellness Wallet: Up to $400 reimbursed each year in total for fitness/wellness gear and services, face masks, naturopathic services, acupuncture, nutritional/dietary education, and weight management programs (see what's covered)
  • Hearing aids: $495/$695/$1,095/$1,495/$2,095 copay per ear, depending on tier selected (no copays for fittings or evaluations)
  • Flu shots: Get your annual flu shot2 at no cost, either at your primary care provider’s office (who may charge an office visit copay) or a participating pharmacy,3

Comprehensive Dental Benefits

  • No waiting periods for coverage
  • $50 office visit copay
  • $1,000 benefit maximum
  • See a dentist in the Delta Dental network.
  • Diagnostic and preventive services are fully covered with no coinsurance or deductible (includes cleaning, exams, and X-rays).
  • Basic restorative services are covered with 50% coinsurance and $50 deductible (includes amalgam (silver) fillings, oral surgery, root canals, and periodontal maintenance).
  • Major restorative services are covered with 50% coinsurance and $50 deductible (includes dentures, bridges, crowns, onlays, and implants).

This is not a comprehensive list of plan benefits, please refer to the Evidence of Coverage (EOC) for a full list of plan benefits.


Part D Prescription Drug Copayments

There is a $275 prescription deductible for Tiers 3–5 drugs only.

*For 90-day supply cost, multiply by three. 


Medicare Pre-Enroll Guide Image


Request your Medicare Guide to learn more about our plans and discover how a Generations Advantage plan can help you live your best life.

1At pharmacies with preferred cost-sharing, you pay $0 for Cost-Sharing Tier 1 (preferred generic drugs and certain preferred brand name drugs). Other pharmacies are available in our network.

2Influenza (flu) vaccines are covered under your Medicare Part B benefit through Generations Advantage Value Plus and costs do not count toward your Part D drug spend or out-of-pocket costs

3The Vaccine Pharmacy Network is offered through our relationship with our pharmacy benefit manager, CVS Caremark. Pharmacy network may change on January 1 of each year. Other pharmacies are available in our network.

You may download Adobe Reader free to view the PDF documents.
The materials on this page may be made available in other formats such as Braille, large print or other alternate formats. Please contact us for more information. Call Member Services at 1-866-544-7504 (TTY:711).

View Disclaimers