2023 Select (LPPO) Plan

This is of the few plans in the country to receive 4.5 stars from Medicare, earning Medicare’s highest quality rating!

Generations Advantage Select (LPPO) is designed for those looking for a health plan with more flexibility. With this plan, you get complete medical, hospital, and Part D Prescription Drug coverage and you can see out-of-network providers for all covered medical services, though you pay less for in-network providers. The Select plan is available throughout Maine and New Hampshire. 

Your Area

Select Benefits


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*Note: This is not a comprehensive list of plan benefits, please refer to the Evidence of Coverage (EOC) for a full list of plan benefits.


  • Doctor and hospital visits with no deductibles
  • Part D Prescription Drug coverage (see if your drugs are covered)
  • Eyewear and contact lens reimbursement
  • Hearing aids
  • Over-the-counter (OTC) items
  • Wellness Wallet reimbursements
  • Coverage while you travel with worldwide urgent and emergency care
  • Large network of doctors across Maine and New Hampshire (see if your doctor is in-network)
  • Out-of-network flexibility: Option of getting all covered services outside the network, but you will generally pay more for these services2
  • Flu shots: Get your annual flu shot3 at no cost, either at your primary care provider’s office (who may charge an office visit copay) or a participating pharmacy.4
Time is running out. Open enrollment ends December 7!
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Talk to a health plan specialist 8 am–8 pm, Monday - Friday.

(TTY: 711)

Current Members:

2023 Plan Details and Documents
Additional Resources

Part D Prescription Drug Copayments

Tier 1 2 3 4 5
Pharmacies with preferred cost sharing (including Hannaford pharmacies), 30-day supply* $0 $10 $40 $95 33% or 28% of cost**
Pharmacies with Standard cost sharing, 30-day supply* $4 $18 $47 $100 33% or 28% of cost**
Mail-order, 90-day supply $10 $45 $117.50 $250 33% or 28% of cost**

*For 90-day supply cost, multiply by three.
**Varies by County: Aroostook, Hancock, Kennebec, Penobscot, Piscataquis, Somerset, and Washington Counties in Maine and Coos, Belknap, Carroll, and Grafton in New Hampshire. There is a $275 prescription deductible for Tiers 3–5 drugs only. For Tiers 3, 4 and 5, you pay the full cost of the drug until you reach your $275 deductible. Tier 5 cost is 28%. 
Androscoggin, Cumberland, Franklin, Knox, Lincoln, Oxford, Sagadahoc, Waldo, and York Counties in Maine and Cheshire, Hillsborough, Merrimack, Rockingham, Strafford, and Sullivan Counties in New Hampshire, there is no prescription deductible and Tier 5 cost is 33%.

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1At pharmacies with preferred cost-sharing, you pay $0 for Cost-Sharing Tier 1
(preferred generic drugs and certain preferred brand name drugs). Other pharmacies are available in our network.

2Out-of-network/non-contracted providers are under no obligation to treat Select plan members, except in emergency situations. For a decision about whether we will cover an out-of-network service, we encourage you or your provider to ask us for a pre service organization determination before you receive the service. Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services.

3Influenza (flu) vaccines are covered under your Medicare Part B benefit through Generations Advantage Select and costs do not count toward your Part D drug spend or out-of-pocket costs. 

4The Vaccine Pharmacy Network is offered through our relationship with our pharmacy benefit manager, CVS Caremark. Pharmacy network may change on January 1 of each year. Other pharmacies are available in our network.

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