2023 Value Plus (HMO) Plan

This is of the few plans in the country to earn 5 Stars, Medicare’s highest quality rating!


Generations Advantage Value Plus (HMO)
offers comprehensive medical and hospital benefits and Part D Prescription Drug coverage.

You can use in-network doctors and health service providers and pay low copayments for medical services. This plan may be a good option if you seek a low-cost plan with prescription drug coverage.
 

Your Area

Costs

  • Please enter your ZIP Code above to see your plan premium.


Plan Benefits

  • Part D Prescription Drug coverage (see if your drugs are covered)
  • Worldwide urgent and emergency care
  • Large network of doctors across Maine (see if your doctor is in-network)
  • Eyewear: $100 for prescription lenses, frames, and contact lenses
  • Over-the-counter (OTC): Up to $60 quarterly ($240 each year in total) for members to purchase select CVS-brand, over-the-counter items
  • Wellness Wallet: Up to $400 reimbursed each year in total for fitness/wellness gear and services, face masks, naturopathic services, acupuncture, nutritional/dietary education, and weight management programs (see what's covered)
  • Hearing aids: $495/$695/$1,095/$1,495/$2,095 copay per ear, depending on tier selected (no copays for fittings or evaluations)
  • Flu shots: Get your annual flu shot2 at no cost, either at your primary care provider’s office (who may charge an office visit copay) or a participating pharmacy,3


Comprehensive Dental Benefits

  • No waiting periods for coverage
  • $50 office visit copay
  • $1,000 benefit maximum
  • See a dentist in the Delta Dental network.
  • Diagnostic and preventive services are fully covered with no coinsurance or deductible (includes cleaning, exams, and X-rays).
  • Basic restorative services are covered with 50% coinsurance and $50 deductible (includes amalgam (silver) fillings, oral surgery, root canals, and periodontal maintenance).
  • Major restorative services are covered with 50% coinsurance and $50 deductible (includes dentures, bridges, crowns, onlays, and implants).


*NOTE:
This is not a comprehensive list of plan benefits, please refer to the Evidence of Coverage (EOC) for a full list of plan benefits.

 

Part D Prescription Drug Copayments

There is a $275 prescription deductible for Tiers 3–5 drugs only.

*For 90-day supply cost, multiply by three. 

 

Medicare Pre-Enroll Guide Image

LEARN MORE, ENROLL NOW!

Request your Medicare Guide to learn more about our plans and discover how a Generations Advantage plan can help you live your best life.

1At pharmacies with preferred cost-sharing, you pay $0 for Cost-Sharing Tier 1 (preferred generic drugs and certain preferred brand name drugs). Other pharmacies are available in our network.

2Influenza (flu) vaccines are covered under your Medicare Part B benefit through Generations Advantage Value Plus and costs do not count toward your Part D drug spend or out-of-pocket costs

3The Vaccine Pharmacy Network is offered through our relationship with our pharmacy benefit manager, CVS Caremark. Pharmacy network may change on January 1 of each year. Other pharmacies are available in our network.



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