Contact Social Security to sign up for Original Medicare and pay your Part B monthly premium directly. After you start receiving your Social Security benefits, the Part B premium will be automatically deducted from your monthly Social Security payment.
Speak with your benefits administrator at work to see how your employer’s plan works with Medicare. You may be required to enroll in Original Medicare Parts A and B when you turn 65.
Many people choose to enroll only in Part A (hospital coverage) because they have no monthly premium for that coverage and delay enrollment in Part B until they lose their employer’s coverage.
Contact your Social Security office to find out what you need to do to make sure your enrollment decisions are followed.
Important: If you stay on your employer’s plan after 65 and that plan covers prescription drugs, keep records of your coverage. You may need proof of prescription drug coverage when you eventually enroll in Medicare to avoid penalties.