The Generations Advantage OTC Benefit is administered by CVS Caremark's Over the Counter Health Solutions (OTCHS). Each quarter, you can use your allowance to make qualifying purchases of a variety of over-the-counter items for everyday use or unexpected necessities.
The "purchase year" begins in January. You can make multiple purchases throughout each quarter (three-month period) up to your quarterly maximum. Unused amounts do not roll over into the next quarter. All items must be for the member's use only. Quarterly benefit periods are as follows:
Click on the button with your plan's name to view over-the-counter (OTC) quarterly benefit maximum details for your plan for the 2026 plan year.
All Counties
Select Plan H1365-001
Maine Counties: Androscoggin, Cumberland, Kennebec, Sagadahoc, York
Select Plan H1365-005
Maine Counties: Aroostook, Franklin, Hancock, Knox, Lincoln, Oxford, Penobscot, Piscataquis, Somerset, Waldo, Washington
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All Counties
Each quarter, you’ll receive an amount to spend on over 1,000 CVS-brand, over-the-counter items. This amount will renew every quarter but does not carry over, so be sure to use it before it resets.
Find your plan's benefit amount and coverage information on this page or in your Evidence of Coverage documents.
Important Note: This benefit is administered by a third party called CVS OTC Health Solutions (OTCHS).
Find a list of eligible items by calling CVS OTC Health Solutions at 1-888-628-2770, or search for products using the online CVS OTCHS catalog, or download a PDF version of the catalog below.
There are three ways to purchase your items:
Get Your Products OnlineSearch for and purchase eligible products in the CVS Over-the-Counter Catalog by accessing the Martin's Point CVS OTCHS Benefit Dashboard.
Get Your Products In StoreThe In-Store Purchasing Guide below gives step-by-step guidance on making in-store purchases. Use the Store Locator Tool to find your local CVS Pharmacy.
Get Your Products by PhoneCall CVS OTC Health Solutions at 1-888-628-2770. If you call mid-month, you’ll avoid the busy periods at the start and end of each quarter.
There are over 1,000 CVS-brand items that are covered under your OTC benefit, including these and more:
View the Martin's Point CVS OTCHS dashboard here:
Download the CVS OTCHS Catalog here:
When making a purchase in person at a participating CVS store, you have the option of using the CVS OTC Health Solutions mobile app or not. Below you'll find instructions for each option.
The CVS OTC Health Solutions mobile app is a convenient way to find your nearest CVS Pharmacy, including store hours and directions. It provides a quick way to see if an item is eligible for purchase through the benefit. It also makes the check-out process quick and easy.
It is not required to use the app to make in-store purchases using your CVS OTC Health Solutions benefit. You can make in-store purchases without using the mobile app.
You can download the app via the app store on your cell phone or tablet:
Apple Store (iPhone users) | Google Store (Android users)
At the register, tell the cashier you are using the CVS OTC Health Solutions program for your purchases.
Important Notes:
Watch this video tutorial on making in-store OTC purchases.
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Whether you’re exploring plan options or already a Generations Advantage member, our team is ready to help.
Prospective Members: Call us at 1-877-547-7072 (TTY: 711)
Current Members: Call Member Services at 1-866-544-7504 (TTY: 711)
