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Coverage Determinations & Appeals

We're here to help guide you through the drug coverage determination process, including appeals.

There are times when a Generations Advantage plan member may want a certain prescription drug to be covered or paid for when the member's doctor or pharmacist says that it is not covered.

Whenever a Martin's Point Generations Advantage member asks for coverage under the Part D Prescription Drug benefit, the request goes through a coverage determination process.

Asking for a “coverage determination” is the starting point of this process. There is an appeals process available for members who would like to appeal an initial decision or coverage determination. 

Part D Benefit Guide

For a comprehensive look at your plan's Part D prescription drug coverage, explore the Part D Benefit Guide [PDF].



Already a member?

To review personalized Part D benefit and coverage information tailored to you, sign in to your member account.



Coverage Requirements and Limits

  Quantity Limits

For certain drugs, Generations Advantage limits the amount of the drug that the plan will cover. For example, the plan covers 60 capsules per 30-day prescription for celecoxib 200mg.

  Prior Authorizations

Martin's Point Generations Advantage requires you to get prior authorization for certain drugs. This means that you will need to get approval before you fill your prescriptions. If you don't get approval, your plan may not cover the drug.

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2025 Prior Authorization Criteria [PDF]

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For certain prescription drugs covered under your Part D pharmacy benefit, your plan may use Step Therapy. This means you may need to try a safe, effective, lower-cost drug before your plan covers a different drug for the same condition.

If the first drug doesn’t work for you or causes side effects, your plan may then cover the alternate medication. Step Therapy is a standard Medicare process that helps ensure safe, clinically appropriate, and cost-effective medication use.

You can look up whether your prescription has any Step Therapy requirements or other coverage limits via the Generations Advantage Drug Formularies page. For example, the 2025 formulary PDFs and your plan’s formulary search tool are available there.

If you have questions about Step Therapy or your covered medications, talk with your doctor, your pharmacist, or contact Member Services for assistance.


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Determination Process and Decisions

What are initial decisions or coverage determinations?

The "initial decision" (sometimes called a coverage determination) made by Martin's Point Generations Advantage is the starting point for members who want a Part D Prescription Drug covered or paid for when the member's doctor or pharmacist says that a certain prescription drug is not covered.

When we make an "initial decision," we are giving our interpretation of how the Part D Prescription Drug benefits that are covered for members of Martin's Point Generations Advantage apply in a specific situation. With this decision, we explain whether we will pay for the requested prescription drug or pay the member back for a prescription drug they have already received. If our initial decision is to deny the request, members may file an appeal.

Requesting Determinations or Exceptions

There are several ways to request a coverage determination or an exception.

Below you will find information on who can request a Coverage Determination / Exception to Martin's Point and where members/member representatives can submit their requests.

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Request Submission | Member

Members should contact Martin's Point to ask us for an initial coverage determination.

Download and complete the Medicare's Coverage Determination Request form and provide us with the prescriber’s name, phone number, and fax number.

Coverage Determination Request Form

Members can also call 1-888-296-6961 to request a form or can also submit a request online here:  

Submit an Online Request

The completed form must be sent to:

CVS Caremark-Martin’s Point Generations Advantage
Exception Department
MC109, PO Box 52000
Phoenix, AZ 85072-2000

Request forms can also be faxed to 1-855-633-7673.

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Request Submission | Representative

Appoint a representative to submit requests for coverage determinations or exceptions.  

If a member wants someone to act on their behalf, the member must sign and date a  Medicare Appointment of Representation form.

Appointment of Representation Form

The member can name a relative, friend, advocate, doctor, or anyone else to act on the member's behalf. Some other persons may already be authorized under state law to act for the member. 

This form must be sent to the following address:

CVS Caremark–Martin's Point Generations Advantage
MC 109, PO Box 52000
Phoenix, AZ 85072-2000

Request an expedited determination and exception

You can request "an expedited (fast) determination" or "expedited exception" if you or your doctor believes that your health could be seriously harmed by waiting up to 72 hours for a decision. If your request to expedite is granted, we must give you a decision no later than 24 hours after we get your prescribing physician's supporting statement.

You are entitled to obtain information (in aggregate form) about the number of grievances, appeals, and exceptions filed with Martin's Point Generations Advantage.

You may do so by filing a written request with Martin's Point Generations Advantage and sending it to:

Martin's Point Generations Advantage Grievance Department
PO Box 9746
Portland, ME 04104-9895

For more information about expedited determinations and exceptions, call 1-866-544-7504 (TTY:711).


Appealing a Coverage Decision

If our initial decision is to deny the request, sometimes called an "adverse coverage determination", the member can appeal the decision by requesting a "redetermination." This is considered Appeal Level 1.

If we fail to make a timely "initial decision" on the request, it will be automatically forwarded to an independent review entity (a contracted group of qualified practitioners who are not employed by Martin's Point Health Care) for review.

If the member is unhappy with the initial decision, the member can ask for an appeal, which is called a "redetermination." An appeal can be requested by phone, in writing, and online. Please provide us with the doctor’s name, phone number, and fax number.

Members may also send the Medicare's Redetermination Request Form [PDF] to:

CVS Caremark–Martin's Point Generations Advantage
Medical Appeals Department
MC 109, PO Box 52000
Phoenix, AZ 85072-2000

The form may also be faxed to 1-855-633-7673. There are also four other levels of appeal that a member may request.

 

Need help? We're here for you.

Whether you’re exploring plan options or already a Generations Advantage member, our team is ready to help.

Prospective Members: Call us at 1-800-961-4572 (TTY: 711)
Current Members: Call Member Services at 1-866-544-7504 (TTY: 711)