Prepaid Benefit Mastercard®
Use your Martin's Point Generations Advantage Prepaid Mastercard® to pay directly for items covered under your Martin's Point Generations Advantage Wellness Wallet and Eyewear benefits, up to your plan's annual allowance - eliminating the need for cash upfront or reimbursement requests.
Step One | Sign your card.
Your card is active and ready for use. It is loaded with the full amount of your Wellness Wallet and Eyewear allowances for eligible items/services beginning on your plan effective date.
Step Two | Check your funds and available balance often.
Balances are available at your Generations Advantage Member Portal.
You can also call Generations Advantage Member Services at 1-866-544-7504 (TTY: 711) between 8am–8pm, every day from October 1–March 31 and weekdays from April 1–September 30.
Step Three | Swipe your card at participating retailers for eligible items.
At this time, card use is limited to eligible items local ski resorts, and major eyewear retailers (see below for details).
Make sure you have sufficient funds in your account to cover your expenses. Purchase amounts that exceed available funds will need to be paid by other means.
Step Four | Keep your card from year to year.
Do not throw your card out at the end of the plan year. It will be reloaded annually while you are enrolled in your Generations Advantage plan.
Wellness Wallet |
Public & Private Golf Courses*: Golf, lessons, leagues, and associated equipment
Ski Resorts/Mountains*: Ski Passes (season & regular passes), lessons, and associated equipment
YMCAs*: Classes
Parks and Recs*: Locations currently accepting cards for approved items:
- Maine – Brunswick, Gorham, Kennebunk, Portland
- New Hampshire – Bow, Claremont, Concord, Portsmouth, Rochester
Bicycle Shops & Service: Local retailers ONLY—the card will not work at Amazon or Walmart.
*Note: Annual memberships will be funded by dollars available at the date of purchase.
For more details on the Wellness Wallet, visit this page: Wellness Wallet
Vision & Eyewear |
Your plan reimburses up to an annual amount for prescription lenses, frames, and contact lenses for the purpose of correcting/improving a member’s vision.
Example retailers approved for prepaid Mastercard use include:
- Zenni Optical
- Walmart Vision Center
- Lenscrafters
- Casco Bay Eyecare
- Eyebydirect
- Eyemart Express
*Note: Costco Optical is not currently accepting the prepaid Mastercard.
For more details on these Vision & Eyewear benefits, visit this page: Vision & Eyewear
Do I need to activate my card before using it?
No. Your card arrives active and ready to use. (Please sign the back of your card.)
How do I know how much of my benefits’ allowances are on the card?
Your card arrives preloaded with your full annual amount, with separate allowances for your Wellness Wallet and Eyewear benefits. As you use your card, remaining balances can be found on your Generations Advantage member portal at MartinsPoint.org or by calling Generations Advantage Member Services at 1-866-544-7504 (TTY: 711) 8am-8pm, every day from October 1–March 31 and weekdays from April 1–September 30.
Can I use the card to purchase any items on the Wellness Wallet and Eyewear lists of benefit-eligible items/services?
At this time, card payments are available for a limited number of all eligible WellnessWallet items/services and Eyewear at specific retailers. We are working to expand options for card use in the future.
Where can I use my card?
At this time, card payments for Wellness Wallet items and Eyewear purchase are only accepted at a limited list of locations. To view this list, please visit MartinsPoint.org/ WellnessWallet.
Can I combine my Wellness Wallet allowance amount with my Eyewear allowance amount and use the total toward an eligible purchase?
No. Your card is loaded with two separate balances—one for your Wellness Wallet allowance and one for your Eyewear allowance. These separate balances cannot be combined.
Please Note: The benefits refresh yearly. Unused balances do not carry over to the next year. The available balance is updated automatically after each purchase is completed
Do I select “Credit” or “Debit” at the retailer’s card reader when making purchases?
If you do not set up a PIN, select the “Credit” option. If you prefer, you may set up a PIN and use the PIN with the “Debit” option to access your funds. To set up a PIN, please call 1-866- 898-9795.
Do I need to keep itemized receipts/ proof of purchase for each card transaction?
Yes, always keep itemized receipts/proof of purchase. You may be contacted by the Martin’s Point Generations Advantage team to submit receipts to verify that expenses comply with your plan’s guidelines. Handwritten receipts are not accepted.
How do I use the card when the price for the item I am purchasing exceeds the allowance amount on my card?
It is always advisable to check your available allowance balance(s) prior to using your card.
To use your card for a partial payment, simply ask the cashier to apply the available dollar amount to the card first (you will need to tell the cashier what this amount is) and pay the balance using your own preferred payment method. Be sure to keep your itemized receipt and proof of purchase.
What should I do if my card payment is declined?
You may purchase items using your own preferred payment method and request reimbursement online or by mail up to your annual allowance. Be sure to save and submit copies of your itemized receipts and proof of purchase.
What happens at the end of the year (or if I disenroll from the Generations Advantage plan before the end of the year)?
As of January 1, 2026 (or as of a 2025 disenrollment date if you leave the plan), any 2025 funds remaining on the card are deleted. If you continue your plan enrollment in 2026, keep the card and the new plan year’s benefit allowances will be loaded onto the card as of January 1.