OTC allowance saves you money on health items.
Members can choose from a wide selection of qualifying CVS-brand products. We make purchasing easy, with three ways to buy what you need.
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Members receive a quarterly amount to purchase from over 1,000 CVS-brand, over-the-counter products.
Each quarter, members can make qualifying purchases of a variety of over-the-counter items for their everyday use or for unexpected necessities.
The Generations Advantage OTC Benefit is administered by CVS Caremark's Over the Counter Health Solutions (OTCHS).
Multiple transactions may be made throughout the quarter until the quarterly maximum amount is reached. Purchases may not exceed quarterly amounts. Unused benefit amounts do not carry over to the next quarter. All items must be for the member’s use only.
Benefit Features
Through the OTC Benefit, Generations Advantage members are covered for a wide variety of products and services, including:
Spend $40-100/Quarter*
Buy items for everyday needs or unexpected necessities (amount varies by plan).
Choose from 1,000+ Items
An extensive catalog of qualifying OTC items makes it easy to find exactly what you need.
Three Ways to Shop
Get your items how you want—shop at your local CVS Pharmacy, by phone, or online.
Vitamins & Supplements
Men and women's multivitamins, vitamin D3, omega-3, melatonin, calcium, and more.
Illness & First Aid
Pain relievers, cold/flu medicine, bandages, heating pads, heartburn relief, and more.
Specialty Items
Nicotine patches/gum, oral health items, blood pressure monitors, and more.
Find the plan that's right for you.
We offer a variety of Medicare Advantage plans designed to fit your health care needs and budget.