OTC allowance saves you money on health items. 

Members can choose from a wide selection of qualifying CVS-brand products. We make purchasing easy, with three ways to buy what you need.

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Members receive a quarterly amount to purchase from over 1,000 CVS-brand, over-the-counter products.

Each quarter, members can make qualifying purchases of a variety of over-the-counter items for their everyday use or for unexpected necessities. 

The Generations Advantage OTC Benefit is administered by CVS Caremark's Over the Counter Health Solutions (OTCHS).

Multiple transactions may be made throughout the quarter until the quarterly maximum amount is reached. Purchases may not exceed quarterly amounts. Unused benefit amounts do not carry over to the next quarter. All items must be for the member’s use only.

Benefit Features

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Spend $40-100/Quarter*

Buy items for everyday needs or unexpected necessities (amount varies by plan)

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Vitamins & Supplements

Multivitamins, Vitamin D3, Omega-3, Melatonin, Calcium, and more.

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Choose from 350+ Items

An extensive catalog of qualifying OTC items makes it easy to find exactly what you need.

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Illness & First Aid

Pain relievers, cold/flu medicine, bandages, heating pads, heartburn relief, and more.

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Three Ways to Shop

Get your items how you want—shop at your local CVS Pharmacy, by phone, or online.

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Specialty Items

Nicotine patches/gum, oral health items, blood pressure monitors, and more.

We offer a variety of Medicare Advantage plans designed to fit your health care needs and budget.

Ready to enroll?

Our enrollment process only takes about 10 minutes—have your Medicare card ready and let's get started.