OTC allowance saves you money on health items.
Members can choose from a wide selection of qualifying CVS-brand products. We make purchasing easy, with three ways to buy what you need.
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Members receive a quarterly amount to purchase from over 1,000 CVS-brand, over-the-counter products.
Each quarter, members can make qualifying purchases of a variety of over-the-counter items for their everyday use or for unexpected necessities.
The Generations Advantage OTC Benefit is administered by CVS Caremark's Over the Counter Health Solutions (OTCHS).
Multiple transactions may be made throughout the quarter until the quarterly maximum amount is reached. Purchases may not exceed quarterly amounts. Unused benefit amounts do not carry over to the next quarter. All items must be for the member’s use only.
Benefit Features
 Spend $40-100/Quarter*Buy items for everyday needs or unexpected necessities (amount varies by plan). |
 Vitamins & SupplementsMultivitamins, Vitamin D3, Omega-3, Melatonin, Calcium, and more. |
 Choose from 350+ ItemsAn extensive catalog of qualifying OTC items makes it easy to find exactly what you need. |
 Illness & First AidPain relievers, cold/flu medicine, bandages, heating pads, heartburn relief, and more. |
 Three Ways to ShopGet your items how you want—shop at your local CVS Pharmacy, by phone, or online. |
 Specialty ItemsNicotine patches/gum, oral health items, blood pressure monitors, and more. |
*Note: These benefits vary by plan and/or county. Enter your zip code below for full plan coverage details.
We offer a variety of Medicare Advantage plans designed to fit your health care needs and budget.