2026 Essential (HMO-POS) Plan
Budget-Friendly Option
$0-premium plan with comprehensive medical, hospital, and Part D Prescription Drug coverage, out-of-network flexibility, and optional supplemental dental.
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*Every year, Medicare evaluates plans based on a 5-star rating system. Medicare’s highest 2025 rating awarded for MA (HMO, HMO-POS, LPPO) style plans in Maine and New Hampshire is 4 out of 5 stars. Generations Advantage 2025 Overall Ratings: 4 out of 5 Stars for HMO Contract #H5591 (includes HMO-POS) and 3 out of 5 Stars for LPPO Contract #H1365. Visit Medicare.gov for more information.