No PCP requirement, out-of-network coverage with lower costs for in-network services (exception: same low costs for primary and specialty care office visits). Includes Part D Prescription Drug coverage.
*Every year, Medicare evaluates plans based on a 5-star rating system. Medicare’s highest 2025 rating awarded for MA (HMO, HMO-POS, LPPO) style plans in Maine and New Hampshire is 4 out of 5 stars. Generations Advantage 2025 Overall Ratings: 4 out of 5 Stars for HMO Contract #H5591 (includes HMO-POS) and 3 out of 5 Stars for LPPO Contract #H1365. Visit Medicare.gov for more information.