Navigating Medicare open enrollment.

Medicare open enrollment: be informed and ready

Medicare Open Enrollment is a critical time for seniors to evaluate their healthcare coverage. From October 15 to December 7 each year, Medicare beneficiaries have the opportunity to review their current plans and make changes for the upcoming year. One option worth considering is a Medicare Advantage Plan like Generations Advantage, which offers a comprehensive approach to your care.

What is Medicare open enrollment?

Medicare Open Enrollment is the time each year when you can:

• Change from Original Medicare to a Medicare Advantage Plan
• Switch from one Medicare Advantage Plan to another
• Join, switch, or drop a Part D prescription drug plan

Changes made during Open Enrollment take effect on January 1 of the following year—so it’s important to review your options carefully.

How to prepare for Medicare open enrollment

Follow these steps to get ready:

1. Review Your Current Coverage: Look at your benefits, costs, and whether your health needs have changed.
2. Compare Plans: Use tools like Medicare’s Plan Finder to explore your options.
3. Check for Changes: Plans often update their coverage, costs, and provider networks each year.
4. Consider Total Costs: Look beyond the premium to evaluate deductibles, copays, and out-of-pocket maximums.
5. Consult a Professional: Speak with a Medicare counselor or insurance agent for expert guidance.

Why consider a Medicare Advantage plan like Generations Advantage?

1. Comprehensive Coverage: Includes Original Medicare benefits plus extras like dental, vision, hearing, and wellness programs.
2. Prescription Drug Coverage: Many plans include Part D coverage, streamlining your benefits into one plan.
3. Lower Out-of-Pocket Costs: Fixed copays and a yearly out-of-pocket maximum offer financial predictability.
4. Coordinated Care: Providers work together to manage your health for better outcomes.
5. Wellness Perks: Additional benefits like gym memberships and telehealth services support your well-being.

We're here to help guide you

Medicare Open Enrollment is your chance to make sure your coverage fits your current needs. Prepare early, explore your options—including Generations Advantage—and choose the plan that’s best for you.

If you’re curious whether Generations Advantage is right for you, use our web form to request information on available plans in your area.

Need help? Our local benefit specialists are ready to answer your questions and offer personalized assistance. Call 1-800-961-4572 (TTY: 711).