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TRICARE® 2026 prescription copay increases.

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Review updated TRICARE prescription copays effective January 1, 2026.

As a reminder—member copays for prescription drugs changed on January 1, 2026. Please see the chart below for all the changes.

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2026 prescription copays.

Effective 1/1/26 Effective 1/1/26
Generic (Tier 1) $16 $14
Brand-Name (Tier 2) $48 $44
Nonformulary (Tier 3)
Brand and Generic
$85 $85
Non-Covered Drugs (Tier 4) 100% cost of the drug 100% cost of the drug
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Who is impacted?

These increases affect all US Family Health Plan members except dependent survivors of active-duty service members (ADSMs), medically retired service members, and dependents of medically retired service members. These members will see no change in their prescription drug copays in 2026.