2024 Select (LPPO) Plan Details
THE 2024 SELECT PLAN IS AMONG THE HIGHEST RATED MEDICARE ADVANTAGE PLANS IN MAINE AND NEW HAMPSHIRE!*
Select plan members have complete medical, hospital, and Part D prescription drug coverage.
Below you will find a summary of your coverage and benefits as well as key documents and extra plan benefits.
You can see out-of-network doctors for all covered medical services, though you pay less for in-network doctors.
Table of Contents:
EXPLORE PLAN BENEFITS |
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| Please review your Evidence of Coverage for full description of benefits. | |
BENEFIT
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Generations Advantage Select (LPPO) Plan in-network coverage includes:
OUT-OF-POCKET MAXIMUM: $6,750 combined in- and out-of-network PRIMARY CARE OFFICE VISIT COPAY: $10 SPECIALIST OFFICE VISIT COPAY: $40 URGENT CARE COPAY: $50 in-country / $100 out-of-country EMERGENCY CARE COPAY: $100 for both in- and out-of-country INPATIENT HOSPITAL STAY COPAY: $340 per day for days 1-7, and $0 per day for days 8+ |
PHARMACY
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Your plan includes Medicare Part D Prescription Drug coverage. Drug costs can vary by tier, source (where you fill your prescriptions), and by phase of coverage. More information regarding coverage phases can be found here in the Pharmacy & Prescription Resources section. PRESCRIPTION DEDUCTIBLE: $275 (for drugs in Tiers 3, 4, and 5 only) PRESCRIPTION COPAYS: Below is a summary of drug copays with preferred, standard, and mail-order cost-sharing: INSULIN COPAYS: Insulin copays are the same at all pharmacies (preferred, standard, and mail order): Is my prescription covered? Each plan has its own formulary—a list of drugs covered by the plan. Members can use the Formulary Search Tool, download the Comprehensive Drug Formulary (available below), or call Member Services to get coverage information for specific prescription drugs. |
DENTAL
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The Select plan does not have extra dental coverage beyond what is covered in Original Medicare. |
VISION/ EYEWEAR BENEFITS |
Your Martin’s Point Generations Advantage plan offers extra vision benefits that go beyond Original Medicare. Coverage includes: ANNUAL ROUTINE VISION EXAM: $0 copay for one exam per year (includes diabetic (dilated-pupil) eye exams) EYEWEAR ALLOWANCE: Up to $150 per year The eyewear reimbursement benefit covers prescription lenses, frames, and contact lenses. For more information, including a full list of covered items/services, visit the Vision/Eyewear Benefit page. 2024 Member Reimbursement Form EYEWEAR AFTER CATARACT SURGERY: If you've had recent cataract surgery, learn about your eyewear benefits on our Eyewear After Cataract Surgery page. |
HEARING AID
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Generations Advantage members have an extra hearing benefit through Amplifon, which goes beyond Original Medicare to provide coverage for hearing aids/batteries. Members are required to use an Amplifon network provider to receive coverage. Amplifon will work with you to find a network provider in your local area. *There is a 3-year warranty included for all hearing devices Call Amplifon to get started at 1-888-669-2167 (TTY: 711) For more information, including a breakdown of coverage by county, visit the Hearing Aid Benefit page. |
WELLNESS WALLET
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The Wellness Wallet benefit reimburses you for a wide range of eligible gear, fees, and services that help keep you moving, indoors and out! MAXIMUM REIMBURSEMENT: $500 per year 2024 Member Reimbursement Form For more information, including a list of covered items/services, visit the Wellness Wallet Benefit page.d |
OVER-THE-COUNTER BENEFITS |
Members receive a quarterly amount to purchase from 350+ CVS-brand, over-the-counter items. Unused amounts do not roll over into next quarter. QUARTERLY ALLOWANCE: $50 per quarter For more information, visit the OTC Benefit page. What items are covered? Members can use the OTC Catalog Search Tool to search for covered items online. |
Extra Services & Programs
A quick guide to premium payments, health screenings, nutrition coaching, emergency care, and more.
PAY YOUR GENERATIONS ADVANTAGE PLAN PREMIUM ONLINE!
One-Time Payment
It's easy to make a one-time credit card payment. Just click the button below and use the PayTrace service to make your secure credit card payment.
Recurring Monthly Payments
To set up secure, recurring payments, please call Member Services or mail us a completed and signed Automatic Payment Form.
OVERVIEW
Colorectal cancer screenings save lives. All screenings have a $0 copay when you go to an in-network provider. Ask your primary care provider which screening and schedule is right for you. We cover these screenings more frequently for people at high risk for colorectal cancer.
OVERVIEW
Your free* annual flu shots can be administered at participating pharmacies** as well as by your primary care provider. Shots covered include quadrivalent, trivalent, trivalent (high dose), and intradermal.
- In-Network Pharmacy: Free at participating pharmacies including Hannaford, Rite Aid, CVS (including former Target pharmacies), Shaw’s/Osco, Walgreens, and Walmart.
- PCP/Doctor's Office: If you get the shot at your primary care provider’s office, you may have to pay a copayment for the office visit depending on your plan, but there will be no cost for the flu shot.
- Out-of-Network Pharmacy: If you get your flu shot at a pharmacy that is not in the Vaccine Pharmacy Network, it may still be covered by your plan. You will pay the full cost at the pharmacy and submit a form to us for reimbursement.
If you don’t show your Generations Advantage member ID card when you get your flu shot, you will pay the full cost at the pharmacy and submit a form to us for reimbursement.
Flu Shot Reimbursement Form (PDF)
If your pharmacist has problems sending your claim to us, they should call our Part D Pharmacy Help Desk at 1-800-364-6331
*Influenza (flu) vaccines are covered under your Medicare Part B benefit through your Generations Advantage plan.
**The Vaccine Pharmacy Network is offered through our relationship with our pharmacy benefit manager, CVS Caremark. Pharmacy network may change on January 1 of each year. Other pharmacies are available in our network.
OVERVIEW
Martin’s Point Health Care has teamed up with Foodsmart™ to provide you with free, unlimited chats with a nutrition coach—plus much more—to support healthy eating from the comfort of home by telephone or online.
You don’t need to use your health plan’s Wellness Wallet reimbursement program to take advantage of this benefit as your Generations Advantage plan covers 100% of the program cost.
The Foodsmart program is tailored to your individual needs and preferences—from nutrition tips for managing a medical condition, to simply wanting to eat healthier, or just trying to save on groceries. Your Foodsmart nutrition coach and other resources can make healthy eating easier and more affordable.
To get started, call 1-888-837-5325 to schedule an appointment with a nutrition coach.
If you prefer to reach out online, you can:
- Visit https://www.foodsmart.com/martinspoint to sign up. If you are having difficulties signing up online, call 1-888-837-5325 for technical support
- Send an email requesting an appointment to [email protected]
- Download the Foodsmart app in the App Store or Google Play. Click on “Sign Up.” Your Group is “Martin’s Point Generations Advantage.”
Martin’s Point care management programs are entirely voluntary. You can choose not to participate or to stop participating in the program at any time. If you have immediate concerns regarding your health, please contact your doctor. Always consult your health care provider before making any lifestyle changes. Only your doctor can diagnose and treat a medical condition.
OVERVIEW
The Prime, Select, Value Plus, and Access plan includes a discount for medical alert devices through LifeStation. Please note, this is not a plan benefit and is instead a value-added discount.
This discount results in members receiving up to a ~25% discount off of regular consumer pricing, with discounted monthly costs ranging from $19.95 to $36.95, depending on the unit chosen.
LifeStation details:
- Choose an in-home system (landline or cellular that can be used only in the home), LifeStation Smartwatch, or a mobile system with location services which can be used outside of the home
- Fall-detection option available for an additional fee (automatically alerts LifeStation that you have fallen, even if you do not press the emergency button)
- Product warranty on all service plans (a $5 per month value at no charge)
- Spousal coverage available on all in-home units (a $3.99 per month value at no charge)
- Additional cost for a device protection plan may apply
OVERVIEW
As a Martin’s Point Generations Advantage member, you are eligible to receive FREE, personalized care management. Sign up for a dedicated medical or behavioral health care manager who will help you succeed at leading a healthy, active, and full life.
Our care managers can help you:
- Manage your health care
- Navigate your health plan
- Understand medications
- Find community support and resources
We want to help you live the healthiest life possible. Get started by calling a Martin’s Point care manager at 1-877-659-2403 or visit our Health Services page for more details.
Martin’s Point care management programs are entirely voluntary. You can choose not to participate or to stop participating in the program at any time. If you have immediate concerns regarding your health, please contact your doctor. Always consult your health care provider before making any lifestyle changes. Only your doctor can diagnose and treat a medical condition.
OVERVIEW
Talk with a trained nurse anytime, 24 hours a day, 7 days a week, to answer any questions about symptoms, injuries, or illness.
Call 1-800-530-1021 if you need to know:
- If a cut requires stitches
- If you should head to an urgent care clinic, the ER, or wait until morning to see your doctor
- General information about a condition, medication, or other health concerns
This service is provided by Carenet Health in partnership with Martin's Point. This service is not intended to take the place of your primary care provider.
*Every year, Medicare evaluates plans based on a 5-star rating system. Medicare’s highest 2024 rating awarded for MA (HMO, HMO-POS, LPPO) style plans in ME and NH is 4.5 out of 5 stars. Generations Advantage 2024 Overall Ratings: 4.5 out of 5 Stars for HMO Contract H5591 (includes HMO-POS) and LPPO Contract H1365. Visit www.Medicare.gov for more information.