Enjoy an annual allowance designed to boost your health and wellbeing. Use your Wellness Wallet for gym memberships, yoga classes, golf or ski passes, outdoor gear for biking, and more—empowering you to live an active, vibrant life.
Your Wellness Wallet allowance amount depends on which Generations Advantage plan you are currently enrolled in, as well as your county of residence. Click on the button with your plan's name to view the maximum allowance amounts by county under your plan.
NOTE: Eyewear coverage is now a separate benefit and is no longer covered under Wellness Wallet. To learn more, visit our Vision Benefits page.
All Counties
Select Plan H1365-001
Maine Counties: Androscoggin, Cumberland, Kennebec, Sagadahoc, York
Select Plan H1365-005
Maine Counties: Aroostook, Franklin, Hancock, Knox, Lincoln, Oxford, Penobscot, Piscataquis, Somerset, Waldo, Washington
All Counties
All Counties
Each year, you’ll receive an amount to spend on a variety of items and services. Your Wellness Wallet can also be used for the assembly, repair, replacement, delivery, shipping, and tax of any covered Wellness Wallet purchase.
Learn what you can buy and how you can shop:
Find your plan's benefit amount and coverage information on this page or in your Evidence of Coverage documents.
Only items specified in the Wellness Wallet list of covered items/services qualify for purchase up to your plan's annual allowance amount. Always check this list before shopping for the most up-to-date information.
View a list of eligible items and services available in the “Frequently asked questions” section below or download a pdf of the list here:
There are two ways you can make a purchase:
Learn how to use your allowance, submit reimbursements, and check balances before purchasing: How to Check Your Allowance Balance (PDF).
Save your itemized receipt and proof of payment to include with any reimbursement requests or in case we need to verify a prepaid card purchase.
Below you will find a complete list of items that are covered by your Wellness Wallet benefit:
Get all the details on how to use the card and a list of participating retailers:
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Submit your reimbursement requests online or by mail using the forms below. The online option lets you set up direct deposit for added convenience.
Use this guide when using your own funds for reimbursement purchases: Online Reimbursement Guide [PDF]
Reimbursement Deadline
Reimbursement requests must be received by the plan no later than 120 days following date of purchases.
To submit a reimbursement request online, visit:
For prompt processing of your Online Reimbursements, please set up your direct deposit today—a one-time step that simplifies all future transactions. Direct Deposit Guide [PDF]
To submit for reimbursement via mail, download, complete, and mail in the following form:
Prior Year Purchases: This form can also be used to reimburse purchases made during the 2025 plan year until April 30, 2026.
Wellness Wallet FAQs
Eligible items by plan can be found here: 2026 Eligible Items and Services List [PDF]
No. Gym and golf membership fees are only reimbursable for the current year (up to the Wellness Wallet limit). Membership fees are not reimbursable for dates of service that extend into the next year.
No. However, depending on your plan, we cover many classes, fees, or memberships for reimbursement under your Generations Advantage plan's Wellness Wallet benefit. See your individual plan page for your yearly reimbursement amount and eligible items/services.
You can purchase equipment from any licensed retail establishment. We will not approve reimbursement for fitness equipment that has been purchased from a nonretail source (example: yard sale or Craigslist, etc.). Safety is important and we want to ensure there is no risk of injury from noncertified equipment. If you seek to save on the costs or prefer to purchase second-hand equipment, there are several retailers—such as Play-It-Again Sports—that offer used equipment that has been checked for proper function and safety.
Spouses can split family gym memberships or shared equipment. Members cannot split "single use" items or equipment. (For example, a bike can be shared, but an Apple Watch cannot. A treadmill can be shared, but pair of skis cannot.)
Each spouse must complete their own Wellness Wallet Reimbursement Request form, including the member’s information (name, member ID number, and date of birth), and half the amount requested for reimbursement. When submitting a Wellness Wallet Reimbursement Request form, the purchase would be divided in half and applied to each member's Wellness Wallet balance, unless otherwise indicated by dollar amounts written on the form.
Split reimbursement requests must be done with the Wellness Wallet Reimbursement Request Form for the year of purchase, and submitted by mail. Split reimbursement requests cannot be submitted online.
If you place an order for an item, but payment is not taken until a later date, the date you placed the order is considered the date of purchase as long as your receipt shows the date you placed the order. For example, if you place an order for an item on 12/31 but payment is not taken from your account until 1/1, your purchase date would be considered 12/31 provided that your receipt lists the 12/31 order date.
You can use credit card points or a gift card to purchase an item as long as the receipt shows the cash value of the item.
The proof of payment must indicate what was bought, how much it cost, and how it was paid for. This can be in the form of an itemized register receipt, bill stamped “paid”, or paid statement. Cancelled checks, credit card bills, and bank statements can also be used, but they must show detail relating to the item purchased. We do not accept invoices, order/pick up confirmations, or shipping statements with no proof of payment. It is okay for you to use a gift card or gift certificate as the payment method, as long as the receipt indicates the payment method.
No. At this time only items specified in the Wellness Wallet list of covered items qualify for reimbursement. Eligible items change from year to year, so be sure you are referencing the list for the year of the purchase.
Yes! Under your Wellness Wallet benefit, the cost of taxes, shipping, delivery, and assembly can be reimbursed.
Members receive their notification of Wellness Wallet reimbursement determination on their Explanation of Benefits documents within 30 days after the reimbursement claim is processed. Declined reasons will be listed on the Explanation of Benefits.
Wellness Wallet reimbursement requests must be received by the plan no later than 120 days following the date of purchase.
Here are some tips to ensure the smoothest reimbursement experience:
For mailed-in requests:
Martin’s Point Generations Advantage
Claims Department
P.O. Box 3003
Fargo, ND 58108
For mailed-in and online requests:
Yes! Even if you join the plan mid-year, you are eligible to receive up to your Generations Advantage plan's entire Wellness Wallet amount for that particular plan year. Dates of purchase for services or items must be within the dates you are actually enrolled in the current plan year in order to be reimbursed under that year's Wellness Wallet benefit (for example: if you enrolled in a Generations Advantage plan on September 1, items/services you purchased prior to September 1 are not eligible).
Martin's Point Prepaid Mastercard FAQs
No. Your card arrives active and ready to use. (Please sign the back of your card.)
The Martin’s Point Prepaid Mastercard is not compatible with digital wallet platforms. While it may appear that you have successfully added the card to a digital wallet, it will not work when you try to use it for transactions. You will need to use the card directly or use a different form of payment to complete a transaction, save the receipt, and file a claim for reimbursement.
Your card arrives preloaded with your full annual amount, with separate allowances for your Wellness Wallet and Eyewear benefits.
As you use your card, remaining balances can be found on your Generations Advantage member portal at MartinsPoint.org or by calling Generations Advantage Member Services at 1-866-544-7504 (TTY: 711) 8am-8pm, every day from October 1–March 31 and weekdays from April 1–September 30.
At this time, card payments are available for a limited number of all eligible Wellness Wallet items/services and Eyewear at specific retailers. We are working to expand options for card use in the future.
At this time, card payments for Wellness Wallet items and Eyewear purchase are only accepted at a limited list of locations—View the List. You may try the card for eligible purchases at your retailer of choice, but please be prepared with an alternate payment method in case the transaction is declined.
No. Your card is loaded with two separate balances—one for your Wellness Wallet allowance and one for your Eyewear allowance. These separate balances cannot be combined.
Please Note: The benefits refresh yearly. Unused balances do not carry over to the next year. The available balance is updated automatically after each purchase is completed.
If you do not set up a PIN, select the “Credit” option. If you prefer, you may set up a PIN and use the PIN with the “Debit” option to access your funds. To set up a PIN, please call 1-866-898-9795.
Yes, always keep itemized receipts/proof of purchase. You may be contacted by the Martin’s Point Generations Advantage team to submit receipts to verify that expenses comply with your plan’s guidelines. Handwritten receipts are not accepted.
It is always advisable to check your available allowance balance(s) prior to using your card.
To use your card for a partial payment, simply ask the cashier to apply the available dollar amount to the card first (you will need to tell the cashier what this amount is) and pay the balance using your own preferred payment method. Be sure to keep your itemized receipt and proof of purchase.
You may purchase items using your own preferred payment method and request reimbursement online or by mail up to your annual allowance. Be sure to save and submit copies of your itemized receipts and proof of purchase.
As of January 1 of the current plan year (or as of a prior year disenrollment date if you leave the plan), any funds remaining on the card from the prior plan year are deleted. If you continue your plan enrollment for the next plan year, keep the card and the new plan year’s benefit allowances will be loaded onto the card as of January 1.
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Whether you’re exploring plan options or already a Generations Advantage member, our team is ready to help.
Prospective Members: Call us at 1-877-547-7072 (TTY: 711)
Current Members: Call Member Services at 1-866-544-7504 (TTY: 711)
